Insurance Claims

At Supreme Carolina Roofing and Construction, we offer expert insurance claim support to help make the process easier for you. Our experienced team assists with filing claims, handling paperwork, and ensuring that your repairs meet insurance requirements. We work directly with your insurance company to ensure a smooth, hassle-free experience, so you can get your home back to normal as quickly as possible. Trust us to guide you through every step of the insurance claim process with professionalism and care.

FAQ'S About Insurance Claims For Roofing & Exterior Work

1. What should I do if my roof is damaged?

If your roof is damaged, it’s important to contact a trusted roofing contractor as soon as possible. We can assess the damage, provide temporary repairs if needed, and guide you through the insurance claims process.

2. Will my homeowner’s insurance cover roof damage?

Homeowner’s insurance typically covers roof damage caused by sudden and accidental events, such as storms, hail, or fallen trees. However, normal wear and tear is usually not covered. We recommend checking with your insurance company to understand the specific coverage.

3. How do I file an insurance claim for roofing repairs?

To file an insurance claim, you’ll first need to contact your insurance provider. We can assist you in documenting the damage, providing a detailed estimate for repairs, and communicating directly with your insurance company to ensure the claim is handled properly.

4. How long does the insurance claims process take?

The timeline can vary depending on the complexity of the claim and the insurance company. Generally, once you file the claim and an adjuster inspects the damage, you can expect a decision within a few weeks. We’re here to help speed up the process by providing accurate estimates and staying in communication with your insurer.

5. Do I have to pay my deductible before repairs begin?

Yes, most insurance policies require you to pay your deductible before repairs can begin. Once your deductible is paid, the insurance company typically covers the remaining costs, minus any applicable depreciation.

6. Can I choose my contractor for roof repairs?

Yes, you have the right to choose your contractor. At Supreme Carolina Roofing and Construction, we’ll work with your insurance company to ensure the repairs meet their requirements and provide the best value for your home.

7. What if my insurance claim is denied or underpaid?

If your insurance claim is denied or underpaid, we can help by reviewing the details and potentially appealing the decision. Our team has experience working with insurance companies to ensure that you receive the full coverage you're entitled to.

8. Will my insurance premium go up if I file a roofing claim?

It’s possible that your premium could increase after filing a claim, especially if you’ve made multiple claims in a short period. However, many insurance companies do not penalize homeowners for a single claim, particularly if the damage was caused by a covered event like a storm.

If you have any other questions about home insurance claims for roofing and exterior work, don’t hesitate to contact us. We're here to assist you through the entire process!